Getting a loan can be a complicated process, and there are a number of
things a lender will consider when they are deciding whether to lend you
money. These days, many lenders are undertaking credit scoring, which
involves a complex assessment of many different aspects of your
financial situation (both past and present), which determines your
desirability as a customer for that lender.
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The basics of loan repayment never change. However there are a few
tricks we can suggest to give you that extra edge and cut years off your
mortgage.
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Tax and negative gearing are very important considerations for your loan
structure. Although tax is generally considered to be one of the most
uninteresting topics imaginable, a clever loan structure can have a very
exciting effect on the amount of tax you pay.
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For your convenience we have created a few PDF factsheets for download
that will give you some background information on some specific topics.
Feel free to distribute them to people you know.
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See here for answers to some of our frequently asked questions. Please contact us if the answer you need is not there.