Insurance provides the very necessary safety net that protects you when
things don't go to plan. While we all hope to live comfortable,
accident-free lives, it is impossible to control everything, so
insurance is essential to minimise the damage if something goes wrong.
As your responsibilities in life increase, so must your insurance cover
to ensure that you are financially protected if anything should affect
your assets, and your ability to repay your debts against them.
more
Deposit bonds are generally used as substitutes for actual cash when
paying a deposit on a property purchase. They act in a similar way to an
insurance policy, where the deposit bond provider issues an assurance
to the seller of the property that they will pay the deposit if the
buyer can't do so (in certain circumstances).
more
There are essentially two types of personal loans: Secured, where an asset is offered as security for the loan, and unsecured, where the loan is based entirely on the borrower's ability to repay it.
more
Motor vehicle financing differs greatly depending on who owns (or will
own) the vehicle, and for what purpose the vehicle is used.
more
Equipment financing is available exclusively for business owners, and is
designed to assist in the purchase of essential equipment for their
business. This can include machinery, furniture, computers, and almost
any other sizeable business purchase.
more
Commercial loans are used for the purchase or refinance of almost any
commercial property, be it retail, office, or industrial. It can even
include development financing.
more
Business loans include any borrowing for business purposes. This can
include working capital to assist in business operations or expansion,
overdrafts, merchant facilities, business equipment that doesn't fall
under the realm of
equipment financing such as office fit-outs, and more.
more
Reverse mortgages are available to seniors (generally over 60 years of
age) who wish to access the equity in their home. This equity can be in
the form of a lump sum payment of cash, a regular ongoing payment, or a
combination of the two.
more